Alpha Omega Dental Center is a participating provider with Blue Cross Blue Shield. It is an In-Network provider with most Delta Dental Plans. We do submit to, and will receive a check from, all other insurance carriers, but are not participating providers or in-network with them. For all insurance carriers, the estimated co-pays and deductibles are expected on the date of service, and if there is a remaining balance, a statement will be sent to you for payment the month after the insurance claim is completed. For patients who do not have insurance, payment in full is expected on the date of service unless other arrangements have been established prior to the treatment date.
You can pay for your office visits and treatment on the date of service by cash, check, American Express, Discover, Master Card or Visa at the time of treatment. Estimated copays are expected on the date of service. Please note that these are estimated copays based on the information we have on the date of service and are not meant to be quotes.
We apply a 2.5% courtesy for payment in full on the date of service for all dental treatment using cash or check. Due to the recent changes in credit card processing fees, we are no longer able to apply a similar courtesy with credit card payments. Patients who are over the age of 63 receive a 5% courtesy for payment in full on the date of service with cash or check.
Families who are seen for their maintenance appointments within one week of each other (more than 3 is considered for the family courtesy), receive a 5% courtesy is applied with payment in full using cash or check as well.
Cash courtesy discounts do not apply to treatment submitted to either Blue Cross or Delta.
Outside financing through Care Credit, and Northern Michigan Bank is available and is simple to apply for. Care Credit is a revolving line. Northern Michigan Bank is set up as a loan, and is not a revolving line of credit.
To further discuss the types of payment options, please contact us at (906) 225-1100.